which credit option is right for you?

Fingerhut Fetti ®

Our traditional credit account means you can shop whenever you like, up to your credit limit.

• Build your credit history when you make a purchase and pay your monthly bill.
• After just 3 on-time payments, you could get a credit-line increase!

Fingerhut FreshStart ®

This program is designed to help people who are starting out or starting over.

• A one-time purchase program that’s a step to a traditional credit account.
• Your $30 down payment is taken off your purchase price.#
• FreshStart customers who have successfully completed this program have seen on average a 30 point increase^ on their FICO® Score.

start your credit journey with us

we’ll find the product that fits for you